What does Commercial General Liability insurance cover?

Study for the AAAE Certified Member Test. Use flashcards and multiple choice questions, complete with hints and explanations. Get ready for your exam success!

Commercial General Liability (CGL) insurance is designed to provide comprehensive coverage for businesses against a broad array of risks. This type of insurance covers various liabilities that a business might face, including bodily injury, personal injury, property damage, and certain situations involving product liability.

Specifically, the inclusion of hangar keepers coverage is important in the aviation context because it protects aircraft businesses that manage or service customers' aircraft. Additionally, CGL encompasses product liability, which covers damages for injuries or property damage caused by a product sold or manufactured by the company. This breadth of coverage helps businesses mitigate their risks in diverse scenarios, ensuring they are protected from numerous liability claims.

While the other options mention specific areas of coverage, they do not capture the full extent of what CGL insurance provides, making the comprehensive nature of option C the most accurate representation of this type of insurance.

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