Which of the following is typically included in product liability coverage?

Product liability coverage is primarily concerned with protecting manufacturers, distributors, and retailers from the legal implications of injuries or damages caused by their products. This insurance typically addresses issues related to defective products or improper labeling that could result in harm to consumers or property.

Fuel and oil usage related to products is relevant in the context of product liability because products that require such materials—like machinery, vehicles, or any mechanical devices—could potentially cause harm if they malfunction or are not used correctly. For instance, if a faulty product led to fuel leakage or improper functionality that resulted in an injury or property damage, product liability coverage would aim to protect the business from the claims arising from that incident.

On the other hand, internet security, injury due to software failure, and aircraft maintenance are considerations that generally fall outside the typical scope of product liability coverage. Internet security is more appropriately addressed through cyber liability insurance, while software failures pertain more closely to errors and omissions insurance or specific technology liability policies. Aircraft maintenance involves aviation-specific regulations and insurance, not typically categorizing under standard product liability scenarios. Hence, focusing on fuel and oil usage as part of product liability coverage aligns well with the intent of protecting against risks directly associated with physical products.